Now live in 42 countries

Money that
moves like code.

One transparent API to accept, send, and reconcile payments globally. No hidden fees. No legacy rails. Just settlement at the speed of software.

Start building free View docs

No credit card required · 2-minute setup · SOC 2 Type II

Trusted by finance teams at

NORTHWINDLumenVELOCITYOrbitalFoundryAtlas Pay
0Uptime SLA
0Median settlement
0Processed in 2025
0Countries live
The platform

Everything you need to move money.

A unified payments stack that replaces a dozen vendors. Build once, settle everywhere.

Global acceptance

Cards, wallets, bank transfers, and 135+ local methods through a single integration.

Instant FX & payouts

Convert and send in 38 currencies at interbank rates. Funds land in seconds, not days.

Fraud & risk engine

Adaptive ML scoring blocks fraud before it settles — without adding checkout friction.

Realtime ledger

Double-entry accounting baked in. Every cent reconciled automatically, in real time.

Developer-first API

Clean REST + webhooks, typed SDKs in 7 languages, and a sandbox that mirrors production.

No hidden fees

Transparent flat pricing. What you see at checkout is exactly what hits your account.

How it works

Live in three steps.

  1. 1

    Create an account

    Sign up and get instant sandbox keys. No sales call, no onboarding queue.

  2. 2

    Drop in the SDK

    One install, a few lines of code. Test the full flow before you ever go live.

  3. 3

    Flip to production

    Activate with one switch and start settling real money the same day.

Get your API keys
Pricing

Pricing that scales with you.

Start free. Pay only for what you process. No setup fees, ever.

Starter

2.9% + 30¢

Per successful transaction. Perfect for getting to first revenue.

  • Global card acceptance
  • Realtime ledger
  • Standard fraud protection
  • Community support
Start free
Most popular

Growth

2.4% + 25¢

Volume discounts plus the tools scaling teams need.

  • Everything in Starter
  • Instant FX & payouts
  • Adaptive fraud engine
  • Priority 24/7 support
Start free

Enterprise

Custom

Interchange-plus pricing, dedicated infra, and a named engineer.

  • Everything in Growth
  • Custom settlement windows
  • SLA & compliance support
  • Dedicated solutions team
Talk to sales
Security & trust

Built to a banking standard.

PCI DSS Level 1, SOC 2 Type II, and ISO 27001 certified. Your money and data are protected by the same controls trusted by regulated institutions.

PCI DSS L1 SOC 2 Type II ISO 27001 GDPR 3-D Secure 2
"We replaced four payment vendors with Paynix in a weekend. Settlement went from days to seconds, and our reconciliation work basically disappeared."
Maya Reyes
VP Engineering, Velocity

Start moving money in minutes.

Create a free account and ship your first payment today. No card required.

Free forever for your first $10k processed.